How to Choose the Right Financial Advisor Canada

There are thousands of financial advisors in Canada, with varying qualifications and expertise. It’s important to find someone you trust to manage your money for the long term, and who connects with you on a personal level. But how do you choose the right one for you?

The term “financial advisor” is vague, and anyone from a bank employee to a stock broker may call themselves one. The Financial Consumer Agency of Canada (FCAC) differentiates the more general financial advisor, who could be a bank worker or an independent investor, from the more specific financial planner, who helps you create a plan to reach your long-term savings goals.

Navigating Financial Advice in Canada: Tips for Expats and Residents Alike

FCAC notes that it’s important to understand how an advisor is paid before you choose them. Some are paid on commission, while others charge a flat fee or percentage of the assets they manage. It’s also possible to find a dual-licensed financial advisor who can help you navigate the intricacies of cross-border investing, like RRSPs, TFSAs, and IRAs, and avoid costly penalties by moving your investments across the border.

Only individuals and firms registered as portfolio managers are held to a fiduciary duty, meaning they are legally bound to put their clients’ interests first. The rest of the Canadian financial advice industry is held to a suitability standard, which means their recommendations must be suitable for each client’s profile and objectives.

Party Rentals Near Me

Unless you’re a professional event planner, it’s likely that party rentals aren’t a top priority on your to-do list. But whether you’re hosting a Fourth of July bash, a birthday celebration or a family reunion, it’s essential to have the right supplies. And that’s where a party rental business comes in handy. These businesses rent equipment and other critical materials for events of all sizes and types, from a simple family gathering to an elaborate wedding reception.

CJ’s Event Rentals most companies rent items based on the type of event, they also help customers plan their party and offer services such as setup and break down. Some may even provide food and beverage services, such as catering and bartending. And some may offer a selection of packages that include various event necessities and luxury extras, such as champagne flutes or a margarita machine.

Making Your Party Dreams Come True: CJ’s Event Rentals Party Rentals Near Me

For example, A&B Party Rentals Plus Supplies is a company in Kapolei that strives to make planning an event easy for its customers. They offer a range of services, including sumo suit rentals and a variety of bounce houses for parties of all sizes. Customers can choose from a gaming party package, a carnival party package, and a large event party package to fit their needs. The company offers island-wide delivery and has a large inventory of products available for rental.

Savannah’s Chair Cover Rentals & Events is another event rental business that provides high-quality service and prioritizes customer needs. They offer a wide selection of tables and chairs, as well as linens and table accessories. They also have specialty decor, such as umbrellas and chocolate fountains. They offer an assortment of rental packages and military discounts. Other options include Create-A-Party Rentals in Honolulu, which specializes in providing customers with everything they need to host a spectacular event. They have a wide range of furniture and decorations, as well as tablecloths, vases, china and flatware. The company also has entertainment rentals, such as a photo booth and margarita machines.